Attention homeowners in Jacksonville and Onslow County: Need an appraisal?

Check out the top seven reasons North Carolina homeowners order from Eastern NC Appraisal Services:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in North Carolina
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of North Carolina, when real estate property needs to be divided
To settle an estate in Onslow county or North Carolina by determining the true market value of the real estate in question


	Own a house in or near Jacksonville, North Carolina and need help deciding the value of it? Contact Eastern NC Appraisal Services.

At Eastern NC Appraisal Services, we understand the particular needs of a customer after appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Eastern NC Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Challenge Onslow County's assessment of your property

If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Eastern NC Appraisal Services is your #1 weapon.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Eastern NC Appraisal Services is experienced in helping consumers just like you remove unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your house is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Eastern NC Appraisal Services can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Eastern NC Appraisal Services can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Eastern NC Appraisal Services can help you with that. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.