Reasons someone would use the services of Eastern NC Appraisal Services

To many, an appraisal just looks like one more thing in the long list of items for a mortgage or refinance. Nearly all lenders still want a local expert because the stakes are very high, even though there are a developing number of automated home valuation methods that might seem more economical than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are other situations when the services of a licensed, independent real estate professional could come in handy.


	For real estate appraisals in Jacksonville and Onslow County, it's easiest when your order online from Eastern NC Appraisal Services, just click here.

Appeal your tax assessment in Onslow County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Eastern NC Appraisal Services is your best evidence. At Eastern NC Appraisal Services, we're capable of assisting you in disputing your tax assessment.

Let Eastern NC Appraisal Services help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that nearly all lenders ask homeowners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. This extra payment is often folded into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Eastern NC Appraisal Services can produce a statement regarding the value of your home. The cost of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very traumatic ordeal for the parties involved, and it is often further complicated by the challenging decision of who gets the home. It's a good idea to order an appraisal from Eastern NC Appraisal Services so both parties are entirely aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these matters. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Eastern NC Appraisal Services assist you in relocating to or from Onslow County

Employee relocation can be a more than just an inconvenience, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive attributes of their property, along with information regarding any current sales or listings in their neighborhood that they want considered.

Let Eastern NC Appraisal Services help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.